1.1 These terms and conditions govern your use of the AGN TV website situated at www.aliveglobalnetworktv.com (“AGN TV’s website” or “this website”). Please read the website terms and conditions in full before you use this website.
1.2 By accessing this website, you agree to be bound by these terms and conditions.
1.3 AGN reserves the right, in its sole discretion, to amend these terms and conditions so please refer back to them in the future because by accessing this website you are bound to the version of the terms and conditions published on this website at the time of your visit to this website.
2 ACCESS TO THIS WEBSITE AND CONSENT TO USE OF PERSONAL INFORMATION
2.1 It is your responsibility to acquire, maintain and license all computer hardware, software, telecommunications facilities and internet access in order to access this website. It is your responsibility to ensure that all such hardware, software and facilities so procured by you are compatible with this website.
2.2 You will be able to access the majority of this website without having to register any details with us. To the extent that you do register any of your personal details on this website, you consent to AGN, its affiliates (being entities that control, are controlled by or are under common control with AGN and agents using your details to contact you for purposes of (i) marketing to you, (ii) contacting you in connection with any applications you may make for unsecured loans or cellular purchases and subscriptions; and (iii) internal analysis and statistical reporting.
3. USE OF WEBSITE
3.1 You may only access and use AGN’s website in a lawful manner for your own private or educational purposes. You may not access or use this website for any commercial or non-private/educational purpose without the prior written consent of AGN.
3.2 You may –
3.2.1 print and download material from this website provided that you do not modify or amend any content without AGN’s prior written consent; cache this website provided that (i) such caching is for your own private or educational purpose; (ii) the cached content is not modified or amended in any way; and (ii) you will remove any cached content upon request therefore by AGN.
3.3 Material on this website may not be republished online or offline without AGN’s prior written consent.
3.4 With the exception of personal and private information, any material you send or post to this website shall be considered non-proprietary and non- confidential.
3.5 When using this website you shall not post or send to or from this website any material –
3.5.1 which you are not permitted to so post or send or for which you have not obtained all necessary consents, permits and/or licenses;
3.5.2 that is discriminatory, obscene, pornographic, defamatory, liable to incite racial hatred, in breach of confidentiality or privacy, which may cause annoyance or inconvenience to others, which encourages or constitutes conduct that would be deemed a criminal offence, give rise to a civil liability, or is otherwise in contravention of the laws of the Republic of Ghana and
3.5.3 which is harmful in nature including, and without limitation, damaging code, computer viruses, Trojan horses, corrupted data, or other potentially harmful software or data.
3.6 AGN shall not be liable for any material which you post or send to or from this website and reserves the right to remove or modify any such material.
3.6.1 AGN reserves the right to determine what forms of Christian “ministry” can be safely practiced within the community and to prohibit at its sole discretion any form of ministry that it deems unsafe.
3.6.2 The practice of and some forms of advocacy of otherwise biblical and legitimate supernatural spiritual gifts can be dangerous apart from supervision by duly appointed spiritual leaders such as pastors and the accountability that comes from being known within a local church.
3.6.3 AGN prohibits the exercise of prophecy, dream interpretation, “words of knowledge,” speaking in tongues and praying for or coaching others in the receipt of speaking in tongues, and various forms of deliverance ministry within the online community
3.7 You will not harass, threaten, embarrass or distress members, either in the community itself or via personal email, phone, and physical mail or in person. You will not engage in name-calling or personal attacks in the course of discussion or debate. You will not post inflammatory remarks simply for the purpose for evoking reaction or starting fights with other community members (Often referred to as “trolling”). Overall, promoting a spirit of divisiveness in the community areas will not be tolerated.
3.7.1 Attacking the character or motives of someone who differs with your view or denying that he or she is a Christian is unacceptable.
3.7.2. You will not ask members for the phone number, physical, email, instant message ID, other identifying information, or any other information considered to be private at our sole discretion of a third party that is not present, nor provide such information if asked. Both the one asking for such information and the one supplying it will be viewed as violating this rule.
3.7.3 You should always view the online community area as a public meeting place. To the extent possible, all conversations are the property of AGN. By participating you have granted AGN the license to use them with acknowledgement for any purpose whatsoever. For this reason you may not upload any material for which you do not own the copyright.
3.7.4. Posting entire articles is prohibited, even if permission has been granted by the copyright holder. Instead please only post a portion of the article with a link to read the rest.
a. Please note that we define “a portion” as no more than three paragraphs of long articles or books, and one paragraph of very short articles.
b. “Private Messages” may be recorded by logs as a matter of course and may be viewed by AGN’s staff. “Private Messages” are not considered the private property of the sender or recipient of the messages. The “Private Message” system is a free service to Community members. If a member’s account is disabled they will not be able to retrieve any saved “Private Messages.”
3.8 AGN will –
3.8.1 fully co-operate with any law enforcement authorities or court order requiring it to disclose the identity or other details of any person posting material to this website in breach of 3.5; and
3.8.2 in addition to any other rights which it may have, including (without limitation) the right to lay criminal charges, be entitled to claim from you all damages, losses, liabilities and expenses incurred by AGN and/or its affiliates resulting from or attributable to a breach by you of this.
4 SITE INFORMATION AND INTELLECTUAL PROPERTY RIGHTS
4.1 AGN may make changes to the material on this website at any time and without notice to you.
4.2 Nothing on this website shall be construed as a solicitation or offer, or recommendation to engage in any transaction or to provide advice.
4.3 All intellectual property (whether registered or not) on this website including, without limitation, copyright, software, information, graphics, design elements, text, formatting, logos, trademarks, icons and hyperlinks are owned by AGN or its licensors and must not be reproduced without AGN’s and/or the licensor’s prior written consent.
5.1 Although AGN takes all reasonable steps to ensure that this website is available 24 hours every day, this website may be unavailable as a result of maintenance, upgrades and/or other technical issues. AGN will not be –
5.1.1 obliged to notify you of any downtime or unavailability of its website; and
5.1.2 liable for any claims, losses, damages or expenses incurred by you if this website is unavailable at any time.
1.2 Personal information is information that is of a personal or private nature and which identifies you or relates to you. This information may include, without limitation, details of your name, age, identity number, home and/or postal and/or work addresses, telephone numbers and other contact details, details relating to your liabilities, income, expenses, payment records, financial information and banking details such as account numbers.
1.3 By accessing this website, you agree to be bound by this policy.
1.4 AGN reserves the right, in its sole discretion, to amend this policy. Please refer back to this policy in the future because by accessing this website you are bound to the version of the terms and conditions published on this website at the time of your visit to this website.
2 COLLECTION OF DATA FROM YOU
2.1 When accessing or using this website, this website may request you to provide certain personal information pertaining to you. Certain pages of this website may require you to enter your personal information in order to access certain pages of the website. If you do so provide your information, you warrant that the information which you provide relates to you and is true and complete.
2.2 In addition to any other methods used by AGN to collect data and/or personal information through this website, the following are approved methods of collection of personal information from you –
2.2.1 if you register on this website, complete an application form or provide your personal information in response to any request to do so;
2.2.2 traffic data, weblogs, location data, and any other communication. These details are obtained from your visit to this website and from any resource tools that you may use while accessing or using this website.
2.2.3 any communication by you (i) using this website or (ii) to AGN’s group of ’s employees, officers, directors, agents and subcontractors.
2.3 AGN may gather information (including personal information) from you as you access and navigate through this website by using navigational data collection tools and cookies, amongst other technologies. Cookies are files which are automatically transferred (without prompting) onto the hard drive of your computer whilst you use the website and enables AGN’s systems to identify your computer every time you access this website using the computer on which the cookie was saved. You may disable cookies by configuring your web browser to do so.
2.4 The information (including personal information) collected by AGN using navigational data collection tools and cookies –
2.4.1 assists AGN to, amongst other things, (i) detect problems with this website and its systems, (ii) improve this website and offerings on this website, and (iii) compile information for analytical purposes; and.
2.4.2 will be used by AGN for those purposes contemplated in 2.4.1 and no identifying information will be shared about you specifically and how you specifically accessed and/or used this website.
3 USE OF YOUR INFORMATION
3.1 You agree that AGN may collect, store, analyze and use any information (including your personal information) and may transfer such information to its employees, officers, directors, agents and sub-contracts (who are bound by obligations of confidentiality) for the following purposes –
3.1.1 to establish and verify your identity and contact details;
3.1.2 the assessment of any applications for loans, goods or services provided by AGN now or in the future, including the pre-assessment of any potential loans, services or product offerings which may be made to you by AGN;
3.1.3 the implementation or enforcement of any commitment made or obligation assumed by and any right of AGN in terms of a contract;
3.1.4 developing, maintaining and improving this website and/or AGN’s services and/or AGN’s product offerings (including credit products);
3.1.5 to communicate with you regarding existing or potential transactions or claims, new or existing services and/or product offerings (including credit products), competitions or promotions;
3.1.6 Notifications regarding changes or improvements in services and/or product offerings may be sent to you;
3.1.7 to provide you with value-added service offerings (if any) and may include customised offerings to suit your requirements;
3.1.8 to analyze and compile reports and databases for purposes of research (including, without limitation, product research, market research), developing credit scoring and other business models, statistical analyses and reporting, determining browsing habits and usage.
4 STORING YOUR PERSONAL DATA
4.1 Although AGN uses secured servers and/or data warehousing facilities to ensure proper data storage, transmission of data on the Internet can never be ultimately secure. AGN accordingly does not guarantee and provides no warranties or undertakings with regards to the security of information collected electronically or transmitted, whether through this website or by other means. As a result of AGN’s inability to guarantee safety, you are submitting information to us at your own risk.
4.2 You may be required to use a password, provide certain of your personal information or use other access features on this website to access certain areas of this website. You are responsible to safeguard any password or personal information.
5 DISCLOSURE OF YOUR INFORMATION IN CERTAIN CIRCUMSTANCES
5.1 AGN may share any information which it collects from you through this website or other electronic means with third parties in the following instances –
5.1.1 if the equity in AGN is sold to a third party or if AGN sells or outsources all or a portion of its business or assets to a third party;
5.1.2 to any affiliate of AGN, such as subsidiaries, holding companies and their subsidiaries;
5.1.3 to third parties engaged by AGN to render services to it or on its behalf;
5.1.4 where it is compelled to do so by law, regulation or by-laws or in terms of a court order or at the direction of any regulatory or governmental authority;
5.1.5 where AGN needs to protect or enforce its rights or is required to do so to protect the rights, property or safety of the public;
5.1.6 disclosure to credit bureaux in the countries where the subsidiaries of AGN are found; and
5.1.7 for fraud detection and prevention purposes.
6 THIRD PARTY LINKS
AGN does not accept liability or responsibility for the privacy policies of third parties and therefore does not accept responsibility for any disclosure of your personal information due to the use by you of links to access this website or links on this website to access third party’s websites. You should accordingly acquaint yourself with the terms and conditions of privacy policies pertaining to such third parties’ websites.
7 QUERIES AND COMPLAINTS
7.1 If you have any queries, comments or requests regarding this policy, please contact us at this address: firstname.lastname@example.org
7.2 Should you no longer wish to receive communications from AGN, please contact us at this address: email@example.com
8.1 If any dispute arises in connection with this website and/or this policy, the parties shall attempt to settle such dispute or difference, and, failing such settlement within a period of 30 (thirty) business days, the said dispute or difference shall on written demand by any party be submitted to arbitration in accordance with the Arbitration Laws of the Republic of Ghana. The place of arbitration shall be the Republic of Ghana.
8.2 The provisions of this 8 shall not be construed as prohibiting or restricting a party from applying for any urgent or mandatory relief from any court of competent jurisdiction.
9 GENERAL PROVISIONS
9.1 This policy will be governed by and construed in accordance with the law of the Republic of Ghana. The parties hereto agree to submit to the exclusive jurisdiction of the court of the Republic of Ghana.
9.2 Subject to 9.5, this policy, as amended from time to time by AGN in its sole discretion, constitutes the entire agreement between you and AGN in relation to the subject matter hereof.
9.3 No failure or delay to exercise any of AGN’s rights will be construed as a waiver of any such right, whether express or implied, nor will it affect the validity of any part of this policy or prejudice AGN’s rights to take subsequent action against you.
9.4 If any of the provisions of this policy are held to be invalid, unlawful or unenforceable, such provision will be deleted from the remaining provisions, which will continue to be valid to the full extent permitted by the law.
9.5 The provisions of this policy must be read in conjunction with the terms and conditions pertaining to this website and shall be deemed to be incorporated in those terms and conditions.
9.6 AGN shall be entitled to cede, assign and transfer any of its rights and obligations under this policy without obtaining your consent and without notice to you. Any of AGN’s rights under this policy are expressed for the benefit of the affiliates of AGN and shall be capable of acceptance by them, whether expressly or tacitly.
5.2 AGN reserves the right, in its sole discretion, to terminate this website or change the domain name or address of this website without notice to you.
6 LINKS TO AND FROM OTHER WEBSITES
6.1 Any links to third party websites located on this website are provided for your convenience only. AGN has not reviewed each third party website and has no responsibility for such third party websites or their content. If you choose to access a third party website linked to this website, it is at your own risk.
6.2 AGN will not be liable to you for any claim whatsoever arising from or attributable to your use of any link/s on third party websites to access this website.
6.3 If you would like to insert a link (including, without limitation, hyperlink, frame or metatag) to this website, you must first obtain the prior written consent of AGN to do so, which consent AGN is entitled to withhold or refuse in its sole discretion. Any approval granted by AGN will be subject (in addition to any other conditions which AGN may impose) to the following conditions –
6.3.1 you may only insert a link to a page on this website but you may not replicate the whole or any part of this website; and
6.3.2 by inserting a link, you must not in any way imply that AGN is endorsing your website, any of its contents and/or any services or products which you may offer.
6.3.3 you do not misrepresent your relationship with AGN or present any false information about AGN and/or its subsidiaries.
6.3.4 you do not link from a website that is not owned by you;
6.3.5 your website must not contain content that is offensive, controversial, infringes any intellectual property rights or other rights of any other person or does not comply in any way with the laws of the Republic of Ghana and other conventional international laws.
6.3.6 you agree to fully indemnify AGN for any loss or damage suffered as a result of inserting or providing such a link.
7.1 This website is provided “as is” and has not been specifically designed to meet any individual person’s specific requirements.
7.2 AGN has taken all reasonable steps to ensure that the information on this website is correct. However, AGN does not guarantee the correctness or completeness of material on this website. The material on this website may be out of date, or on rare occasions incorrect and AGN makes no commitment to ensure that such material is correct or up to date.
7.3 The material on this website is provided without any warranties of any kind. To the maximum extent permitted by law, AGN provides access and use of this website on the basis that it excludes all representations, warranties and conditions which but for these terms may have effect in relation to this Website.
7.4 Although AGN takes reasonable measures to ensure the safety and security of this website, AGN does not warrant or represent that this website is safe and secure.
8 EXCLUSION OF LIABILITY
Neither AGN, nor its affiliates and their respective directors, shareholders, agents, consultants or employees or any other party (whether or not involved in producing, maintaining or delivering this website), shall be liable or responsible to you or any third party for any loss, damage or expense of whatsoever nature that you or any third party may suffer as a result of accessing and/or using this website. This exclusion shall include, without limitation, servicing or repair costs and any other direct, indirect or consequential loss.
9.1 If any dispute arises in connection with this website and/or these terms and conditions, the parties shall attempt to settle such dispute or difference, and, failing such settlement within a period of 30 (thirty) business days, the said dispute or difference shall on written demand by any party be submitted to arbitration in accordance with Rules of Conciliation and Arbitration of the Republic of Ghana. The place of arbitration shall be the Republic of Ghana.
9.2 The provisions of this 9 shall not be construed as prohibiting or restricting a party from applying for any urgent or mandatory relief from any court of competent jurisdiction.
10 GENERAL PROVISIONS
10.1 These terms and conditions will be governed by and construed in accordance with the law of the Republic of Ghana. The parties hereto agree to submit to the exclusive jurisdiction of the court of the Republic of Ghana.
10.2 These terms and conditions, as amended from time to time by AGN in its sole discretion, constitute the entire agreement between you and AGN in relation to the subject matter of the terms and conditions.
10.3 No failure or delay to exercise any of AGN’s rights will be construed as a waiver of any such right, whether express or implied, nor will it affect the validity of any part of these terms and conditions or prejudice AGN’s rights to take subsequent action against you.
10.4 If any of these terms, conditions or provisions are held to be invalid, unlawful or unenforceable, such term, condition or provision will be deleted from the remaining terms, conditions and provisions, which will continue to be valid to the full extent permitted by the law.
10.6 AGN shall be entitled to cede, assign and transfer any of its rights and obligations under these terms and conditions without obtaining your consent and without notice to you. Any of AGN’s rights under these terms and conditions are expressed for the benefit of the affiliates of AGN and shall be capable of acceptance by them, whether expressly or tacitly.